Uber has changed the way we travel. With just a tap on your phone, you can request a ride within minutes, making it incredibly convenient. As convenient as Uber is, it’s not without its risks. Crashes can still take place, leading to potential passenger injuries.
In this article, the most common injuries in Uber-related accidents, who may be liable for damages, and the legal steps involved in pursuing compensation.
Frequent Injuries from Uber Rides
When riding in an Uber, a wide range of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Whiplash: This neck injury is common in rear-end collisions, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.
Fractures: High-impact accidents can lead to broken arms, legs, and ribs. Such injuries often require long recovery periods and surgery.
Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.
Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.
Muscle Tears and Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Lacerations can lead to stitches, scars, and even infection.
Figuring Out Fault in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.
The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.
Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.
Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver lawsuit uber Not Using the App: If the driver is not using the Uber app, their personal insurance applies.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.